The 3 Key Elements Terms of Purchase, Terms of Service, Terms of Participation, and Privacy Policy are available below, and will also be sent by mail or fax upon request. 3 Key Elements reserves the right to amend these terms or policies at any time. When 3 Key Elements amends these terms or policies, 3 Key Elements shall make reasonable efforts to provide You with general, not specific, notice of such changes by posting a conspicuous announcement at www.3keyelements.com/terms that such amendments have occurred and identifying which particular provisions have changed. Such announcement shall be maintained for no less than 30 days following the effective date of such amendment. Your continued use of the 3 Key Elements Offerings, following the posting of such announcement will signify and be deemed Your assent to and acceptance of the amended terms or policies. You agree that You have the burden to review periodically www.3keyelements.com/terms to inform Yourself of any such changes.

Terms of Purchase – Updated 1/11/2017 – Changes to sections 4, 5, add Section 6 Advanced Programs

Terms of Service – Updated 1/11/2017 – Changes to section 3 Advanced Programs

Terms of Participation – Updated 12/29/2015

SMS Terms